TL;DR
Paymo combines project management, time tracking and invoicing for freelancers and small teams, so tracked hours turn into client invoices in one click. It has four plans: Free (1 user, 1 client, 2 projects), Solo at $5.90 a month billed yearly for one user, Plus at $10.90 per user and Pro at $16.90 per user, with monthly billing costing more. Every paid plan has a 15-day free trial without a card. Subscriptions are not refundable. Paymo was founded in 2007 in Romania and rates 4.7 on Capterra from about 690 reviews.
| Free | $0, 1 user, 1 client, 2 projects |
| Solo | $5.90/month yearly or $9.90 monthly, 1 user |
| Plus | $10.90/user yearly or $15.90 monthly |
| Pro | $16.90/user yearly or $23.90 monthly |
| Free trial | 15 days, no credit card |
| Refunds | None; cancel any time |
| Rating | 4.7 Capterra (about 690 reviews) |
Which one this is: Paymo, the project management and time tracking app at paymoapp.com. Unrelated payment apps and services with similar names exist.
How Much Does Paymo Cost?
| Plan | Yearly (per user/month) | Monthly (per user/month) | Users | Key limits and features |
|---|---|---|---|---|
| Free | $0 | $0 | 1 | 1 client, 2 projects, unlimited time tracking and invoices |
| Solo | $5.90 | $9.90 | 1 | 3 clients, 5 projects, Kanban and calendar, flat-rate and retainer projects |
| Plus | $10.90 | $15.90 | Unlimited | Estimates, expenses, recurring invoices, profitability, integrations, API |
| Pro | $16.90 | $23.90 | Unlimited | Gantt and dependencies, team scheduling, workload, timesheet approvals |
Yearly billing saves about 40% on Solo, 31% on Plus and 29% on Pro. Plus and Pro are priced per user, and you cannot mix plans inside one account. When we checked, Paymo was also running a limited promotion for new accounts in which monthly plans cost the yearly price for the first three months; offers like this change, so check the pricing page.
What it costs in practice: a freelancer on Solo pays about $71 a year; a five-person agency on Plus about $55 a month billed yearly; the same agency on Pro about $85 a month.
15-Day Free Trial • No Credit Card • Free Plan Available
Which Paymo Plan Should You Choose?
- Free if you are a freelancer with one main client, or you want to test time tracking and invoicing with no commitment.
- Solo if you work alone with a few clients and want Kanban and calendar views, flat-rate and retainer projects.
- Plus if you have a team, send estimates, track expenses, need recurring invoices or want to connect other tools through integrations and the API. It is Paymo's most popular plan.
- Pro if you plan resources: Gantt charts with dependencies, scheduling people across projects, workload views and timesheet approvals.
The clearest dividing lines: the free and Solo plans are single-user, integrations and the API start on Plus, and anything to do with scheduling your team's capacity is Pro.
Is Paymo Free?
Yes. The free plan is permanent and includes unlimited time tracking and unlimited invoices for one user, with one client, two projects, the task list view, the desktop and mobile apps and 1 GB of storage. It is genuinely usable for a freelancer with a single client, and it is the easiest way to see whether Paymo's time-to-invoice workflow suits you.
Separately, any paid plan can be tried for 15 days without a credit card, which is the better test if you need several clients, a team or scheduling features.
How Do You Get Started With Paymo?
- Sign up free with email or Google; no card is needed for the trial.
- Add a client and a project, with an hourly, flat-rate or retainer budget.
- Create tasks in list, Kanban or calendar view and invite teammates if you are on a team plan.
- Track time with the web timer, the mobile app or the Paymo Track desktop app.
- Turn time into an invoice in one click, and let clients pay online by card through PayPal or Stripe.
- Choose a plan before the 15 days end, or stay on the free plan.
15-Day Free Trial • No Credit Card • Free Plan Available
What Does Paymo Do?
Project and task management
Tasks in list, Kanban, calendar and spreadsheet views, recurring tasks, templates and, on Pro, Gantt charts with dependencies and a portfolio view across projects. Clients can be given guest access, and files support proofing and versions.
Time tracking
A web timer, bulk time entries, timesheets and reports, plus Paymo Track for automatic desktop tracking. Plus adds active timers across the team and timesheet reports; Pro adds timesheet approvals.
Invoicing, estimates and expenses
Invoices built from tracked time or fixed amounts, in more than 85 currencies, with online card payments through PayPal, Stripe or Authorize.net, where the gateway's fees apply. Plus adds estimates, expenses, recurring invoices and profitability reports.
Resource scheduling
On Pro, a schedule of who works on what, workload views to spot overbooked people, tentative "ghost" bookings and a leave planner.
For a freelancer, the practical value is the loop from task to tracked time to paid invoice without switching apps.
What Is Paymo Track and How Does It Work?
Paymo Track is a desktop app for Windows, macOS and Linux that records which apps and documents you work in, automatically and in the background. It does not take screenshots, and the activity stays on your computer until you assign it to tasks, so you decide what becomes a timesheet entry. It also offers a stopwatch, bulk and interval entries, a Pomodoro timer and idle detection. It suits people who forget to start timers; if you prefer manual tracking, the web and mobile timers do the job.
What Does Paymo Integrate With?
- Native: Google sign-in, Google Drive, Google Calendar, Slack and QuickBooks Online.
- Through Zapier or Make: more than 1,000 apps, including Xero, which does not have a native integration.
- API: a public API for custom integrations, available from the Plus plan.
Integrations and the API start on Plus, so a freelancer on Free or Solo who depends on accounting software sync should budget for Plus.
How Does Paymo Compare With the Alternatives?
| Tool | Free option | Paid from (yearly) | Best at |
|---|---|---|---|
| Paymo | 1 user, 1 client | $5.90/month | Projects, time and invoicing in one app |
| ClickUp | Free plan | $7/user | Flexible project management |
| Asana | Up to 2 seats | $10.99/user | Team task management |
| Toggl Track | Free, unlimited users | $9/user | Time tracking only |
| Harvest | 1 seat, 2 projects | About $9 to $11/seat | Time tracking with invoicing |
| Teamwork.com | Up to 5 users | $9.99/user, 3-user minimum | Client work for agencies |
| FreshBooks | Trial only | About $23/month | Accounting-first invoicing |
Paymo's niche is doing all three jobs, projects, time and invoicing, well enough that a small agency does not need separate tools. ClickUp and Asana fit teams that want project management depth, Toggl Track fits pure time tracking, and FreshBooks fits accounting-first invoicing. Competitor prices change often; check their pages before deciding.
Is Paymo Legit? What Do Users Say?
Yes. Paymo has been around since 2007 and reports more than 50,000 customers in over 100 countries. In September 2026 it rated 4.7 on Capterra from about 690 reviews and around 4.6 on G2.
What users like
- Going from tracked time to a sent invoice in one click.
- Everything in one place at a fair price for small teams.
- Responsive support.
What to plan for
- Integrations and the API start on Plus, so budget for it if accounting sync matters.
- Gantt charts, team scheduling and timesheet approvals are Pro features, so test them in the 15-day trial.
- Paymo is project management, time and invoicing in one app, and it does not include a built-in CRM.
How Do Cancellation and Refunds Work?
Paymo bills in advance and its terms state that payments are non-refundable; its help center confirms it does not offer refunds. You can cancel at any time without a fee. Be careful with account deletion: deleting an account deletes its content immediately, so export your data first. Given the no-refund policy, use the 15-day trial or the free plan to decide, and choose monthly billing until you are sure.
Paymo: Common Questions
How much does Paymo cost?
Is Paymo free?
Does Paymo have a free trial?
Which Paymo plan includes Gantt charts and resource scheduling?
Can I get a refund from Paymo?
What is Paymo Track?
Does Paymo integrate with QuickBooks and Xero?
Is Paymo good for freelancers?
Is Paymo Worth It, in One Paragraph?
For freelancers and small agencies that bill for their time, Paymo is one of the most complete options for the money: projects, time tracking and invoicing in one app, a real free plan, and a 15-day trial without a card. Solo covers most freelancers, Plus is the plan for teams that need estimates and integrations, and Pro is only worth it if you schedule people across projects. Test before paying, because refunds are not offered. The all-in-one overview on Paymo's site shows the workflow end to end.
Plans and prices checked against Paymo's official pages in September 2026.
15-Day Free Trial • No Credit Card • Free Plan Available
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This is an independent guide. It is not the official Paymo website and it is not operated by, affiliated with or endorsed by Paymo. Product names are trademarks of their respective owners. We may earn a commission from sign-ups and purchases made through links on this page, at no extra cost to you. Prices and plans were checked on the official pages in September 2026 and can change at any time: confirm them at checkout.